Free core · No ads · Your data stays on your device

Make sense of
your money. Finally.

Sense reads your bank SMS and receipt emails, categorises them automatically, and shows you where every dollar goes — offline, and masked on your device so your account number never leaves your phone.

✓ Offline-first ✓ No login to start ✓ Multi-currency ✓ PII masked on-device ✓ AI that respects you
Download APK · 3.6 MB Try the web app — free

No login required to start. Guest mode stays on your device; cloud backup is optional and masked before upload — turn it off anytime.

Sense dashboard — total spent, budget ring, categories and recent activity
Getting started

Three steps. Ten seconds.

No budgeting jargon. No bank linking. If you can forward an email, you can track your money.

1

Get the app

Download the APK, or open the web app in your browser — it works on any phone. Install on Android for SMS parsing.

2

Feed it a message

Paste one bank SMS or forward a receipt email. Sense figures out the amount, merchant, and category — on your device.

3

See the signal

Watch your dashboard fill in: budgets, subscriptions, spending trends. Then ask anything — “how much on Uber this quarter?”

What we never ask for: your contacts, your location, your browsing history, your camera. The one permission that matters — SMS — is processed on your device and masked before it ever leaves. · No account to create. No card to store.
Features

Everything you need.
Nothing you don't.

No loans. No investing. No BNPL cross-sell. Just tracking — done right.

📱

Parse bank SMS

Chase, HSBC, Monzo, Nubank, SBI, HDFC — and 100+ more formats. One tap, instantly categorised, parsed on-device.

📧

Receipts from email

Forward a purchase email or paste the text. Sense extracts the amount and merchant even from noisy multi-paragraph emails.

🧠

Ask your money

“How much did I spend on food in Q2?” — answered from your local data. Your transactions never leave your device.

Pro
🔁

Recurring detection

“Netflix $15.99 due in 3 days.” Sense spots your subscriptions and upcoming bills before they hit.

🌍

Multi-currency

Track in ₹, $, €, £, ¥ and more with live rates. Dates, numbers and formatting respect your locale.

📊

Budget pacing

“$23/day left to stay on budget.” Per-category budgets with rollover — stay ahead without spreadsheet gymnastics.

🎨

Beautiful dashboard

Balance card with privacy blur, spending trends, net worth, and glass-style navigation. Finance apps shouldn't look like spreadsheets.

💳

Card cycles

See spend since each card's cut-off and the next statement date — no more surprise bills.

🖼️

Shareable digest

One-tap monthly digest card — your totals and top categories, styled and ready to share.

Pro
🔒

Biometric lock

Face ID / fingerprint. Your money app should ask permission before opening, not the other way round.

📤

Export anytime

CSV, JSON backup, or copy your data. You're never locked in — your data is yours, period.

☁️

Optional cloud sync

End-to-end masked sync across your devices — only when you want it, and only summaries, never your raw data.

Pro
Privacy, first

Privacy isn't a feature.
It's the architecture.

Most trackers read your raw SMS and store it on their servers. Sense is built the other way round.

📨

Raw bank message

“Rs 2,000 debited from A/C ••3945 via UPI at Swiggy on 06 Aug.”

→
🛡️

Masked on-device

Account number, card number, and phone number are stripped before anything is processed.

→
🧩

Parsed & categorised

Amount, merchant, category. Parsing runs locally, offline-first.

→
🔐

Only what's needed

If cloud AI is ever used, only masked summaries leave — never your raw data, and only with your say-so.

🔒 We can't read your account number

Your phone number, account number, and card details are redacted in your browser or on your device before any data leaves. We literally cannot see your raw bank messages.

📴 Works with zero internet

Fully functional offline. Add transactions, view budgets, track spending with no connectivity. Sync is optional — never required.

🧬 Open parser engine

The engine that reads your SMS is open for audit. Anyone can verify how it works, and anyone can contribute new bank formats.

🚪 No account, no pressure

Start in guest mode with zero sign-up. Upgrade to cloud backup only if you want it — it's always your choice, and it's always reversible.

The honest table

Why switch?

The apps at the top of the store haven't innovated in years. Here's the truth.

Feature Sense YNAB Copilot Realbyte
Price Free · Pro $20 lifetime $109 / yr $95 / yr Free (ads)
Works offline ✓ Full ✗ Cloud only ✗ Cloud only ✓ Full
No login required ✓ ✗ ✗ ✓
Automatic transaction entry ✓ SMS + email (masked) ✗ Manual ✓ Bank link ✗ Manual
Reads your raw bank data Never — masked on-device n/a ✗ Yes n/a
Natural language queries ✓ “How much on Uber?” ✗ ✗ ✗
Multi-currency ✓ Live rates ✓ ✓ ✓
Shareable monthly digest ✓ ✗ ✗ ✗
Ads / data selling None. Ever. n/a n/a Yes
What's new

Changelog

The product moves fast. Here's what's landed recently.

v1.0.0 — 11 Aug 2026
  • Global launch — multi-currency tracking with live exchange rates.
  • AI-powered transaction parsing that learns your banks, then works offline.
  • Privacy blur + biometric lock on your dashboard.
  • Upcoming-bills & subscription detection.
  • New dashboard with balance card, spending trends and budget pacing.
Pricing

Simple. Honest. No surprises.

Free today, for everyone. Pro launches soon — $5 / year on iOS, $20 lifetime on Android.

Free

$0 / forever
Everything you need to start tracking today.
  • Unlimited manual transactions
  • Multi-currency tracking
  • Budgets & categories
  • 100% offline storage
  • 50 AI-assisted parses / month
  • Cloud sync
  • AI digest & Ask your money
Download APK
COMING SOON

Pro

Free right now
Launch prices, locked in early:
🍎 iOS$5 / year
🤖 Android$20 lifetime
  • Everything in Free
  • Unlimited AI parsing
  • Cloud sync across devices
  • AI monthly digest
  • “Ask your money” queries
  • CSV import
  • Priority support
Google Play · coming soon
Loved by humans

People who stopped guessing

★★★★★

“I switched from YNAB after three years. Sense does 90% of what I need for $19 instead of $109 — and I don't have to type in every coffee anymore.”

— Vikash
★★★★★

“Pasted one SMS and it just… knew. The fact that my account number is stripped on my phone before anything is sent is exactly why I trust it.”

— Rakesh
FAQ

Questions, answered

Does Sense need internet?

No. The app is fully functional offline. Cloud sync is optional and turned on only if you want it.

Is my bank data really safe?

Your account number, card number, and phone number are stripped on your device before anything is processed or uploaded. The parser itself is open for audit.

Why “AI” if it says privacy-first?

Sense uses AI to understand new bank message formats — but parsing happens locally first. Cloud AI is optional, only ever receives masked summaries, and only when you're signed in and have chosen it. AI is off by default for guests.

Do I need to create an account?

No. Start instantly in guest mode, fully on your device. Sign up free only if you want cloud backup across devices.

Which banks / currencies are supported?

SMS parsers cover 100+ formats (Chase, HSBC, Monzo, Nubank, SBI, HDFC and more), and the library grows as users contribute. Tracking works in any currency with live rates.

Support

We're actually reachable

Real humans. No ticket labyrinth.

💬

In-app feedback

Send feedback straight from Settings — it lands with us, replies come back to you.

✉️

Email us

sensemoneymanager@gmail.com

Your money deserves
a tracker you can trust.

Free forever. No login. No data selling. Start tracking in ten seconds.

Download APK Google Play · coming soon Open web app